Get an Auto Loan Quote

Auto Loans in Brigham City (UT)

In the market for a new or pre-owned car? We help shoppers secure Utah auto financing every single day. We place your application with companies who can supply car loans to people in Brigham City, UT. Follow the link to submit your application.

This is how it works.

  • To start with, you will need to submit a secure online application.
  • We connect you, if possible, to the best Utah auto loan provider for your needs.
  • If pre-qualified, you’ll be contacted by your Utah auto loan provider either by telephone or email.
  • Finalize your car loan documentation and pick your car or truck from a local car dealership.

Go here to apply online.

Getting Approved

In Brigham City, the average income per month is $3,659, while the average fico score is 683. Remember, these are just average numbers. You don’t need to earn more than $1500 a month to be eligible for a car loan in Brigham City, Utah.

For the most part, auto loan providers will expect you to hold a regular job with $1500 income per month, and the amount you spend on existing debts, including your auto loan, must not be more than half of your income. For consumers in Brigham City, UT, this is $1,830, on average.

Even when your income or credit doesn’t meet these conditions, you might be eligible with a co-signer, more money down, or even through buy here pay here financing in Brigham City, UT.

Financing a Used Car: Brigham City (UT)

Auto Loans in Utah
Get Pre-Approved!

In terms of Utah car loans, it’s best to devote just 18-20 percent of your monthly wages for such things as your:

  • Installment Payments
  • Repairs and Maintenance
  • Gas

For your average Brigham City car owner, this means $659-$732 per month.

Buying a Car With Bad Credit in Brigham City, Utah

Listed here are actions you can take to increase your chances of getting approved.

  • Provide a Larger Down Payment.
  • Get a Co-signer.
  • When Necessary, Get an Auto Loan Through a Dealership That Offers In House Financing in Brigham City, UT.

Your Job is Your Credit Financing: Brigham City (UT)

Attempting to find a buy here pay here dealership in Utah? Before you go with in house financing, we hope you get a quick quote for bad credit car loans in Brigham City, UT.

If you visit a buy here pay here dealership, also referred to as a no credit check or your job is your credit car dealership, your auto loan does not originate from an off-site loan company. To paraphrase, these dealerships grant in house financing automobile financing to Utah residents with bad credit. These car loans tend to be offered with no credit check.

Sadly, they have several significant drawbacks. The interest rates and amount due at signing are high, and it will be tough to to improve your credit history through this sort of an establishment.

Even when you are battling with a bad credit score, you may be able to get approved for auto loans in Brigham City, UT with better financing terms than you could expect at a buy here pay here car or truck dealer. Uncertain what type of car you should buy? Have a look at this article regarding cheap used cars in UT.

Used And Bad Credit Dealers: Brigham City, UT

  • Good Wheel Auto Plaza, 816 N Main St, 84302
  • Discount Cars & Service, 1998 S Hwy 89, 84302
  • K & H Sales, 101 North Main Street, 84302
  • McFarland Ford Mercury, 323 S Main St, 84302
  • Golden Spike Motors, 35 Skyline Drive, 84302
  • Bryce’s Truck Sales, 2090 South Highway 89, 84302
  • Davis Chrysler Dodge, 647 South Main Street, 84302