Looking for a car loan in Cedar City, Utah? We’ve eliminated the nonsense when it comes to auto loans in Cedar City and all of Utah. How much do we charge you for this service? Not a cent.
Car Loan Basics
When you submit your application, we find you the ideal Utah auto loan provider for your needs. If pre-approved, a special finance supervisor will make contact with you by phone or email. Lastly, complete your auto finance documentation and select your car from an area dealership.
Follow this link to submit your secure application.
Autos with No Money Down: Cedar City, UT
Yes, we can help you to get auto loans in Cedar City with no down payment. However, down payments are always recommended. What amountis enough? In general, loan creditors will be satisfied with an advance payment of 15-20%. The other aspect to consider is your monthly payments. Try not to commit more than 18 to 20% of your income for your Utah car loan. Below are numbers for the average Cedar City consumer.
- Annual Income: $16,575
- Monthly Income: $1,381
- Payment Range: $249 to $276
Buying a Car With Bad Credit in Cedar City, UT
Listed here are steps you can take to increase your odds of getting approved for a bad credit auto loan in Cedar City, Utah.
- Offer 20% Down.
- Get a Co-signer.
- If This Isn’t Enough, Get Financed at a Dealership That Offers In House Financing in Cedar City, UT.
Also, we encourage you to spend your money on a low cost used car with first-rate fuel economy.
Financing a Car Without Any Credit Check in Cedar City (UT)
In Cedar City, UT, buy here pay here financing has become increasingly widespread.
These dealerships have many names: Tote the Note, Your Job is Your Credit, or in house financing car lots in Cedar City, UT.
For some shoppers, getting their car loan without a credit check may seem great.
Unfortunately, they have some significant shortcomings. The APR rates and money due at signing are substantial, and you’ll have little chance to restore your credit score through this sort of a dealership.
You should definitely investigate any UT buy here pay here dealer on the web. You’ll want to track down a friend or relative who has purchased a car or truck from them before, and ask if they would recommend them.
Dealerships That Work With Bad Credit: Cedar City, UT
- Avis Car Sales & Rentals, 1188 N Main St, 84720
- Automoto, 1212 North Airport Road, 84720
- Cedar City Truck Sales, 975 West 200 North, 84720
- Lefever Auto Sales, 3492 North Minersville Highway, 84720
- Crawford Motors, 650 North Main Street, 84720
- Supervac Dealer, 298 South Main Street, 84720
- Valley Car Corral, 1100 North Main Street, 84720
- LUNT Motor Company Dodge Chrysler Plymouth, 39 South Main Street, 84720
- Cedar City Automart, 940 North Main Street, 84720