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Auto Loans in Moab (UT)

Would you like to secure auto financing in Moab, UT, with poor credit or no money down? No matter whether you need a compact car or a sport-utility, we can help you get your credit approved after as little as 216 hours. What are we charging for this service? Absolutely nothing.

Let’s talk about how the process works.

  1. First off, you’ll want to submit your application online.
  2. We connect you, if possible, to the best car loan lender in Moab, UT, given your location, income, and down payment.
  3. When pre-qualified, a special finance officer will contact you either by phone or email.
  4. Complete your car loan documents and pick your car or truck from a nearby car lot.

Just click here to apply online.

Getting Approved

  • Average Moab Income: $33,073 Yearly
  • Average UT Credit Score: 683

Most auto loan lenders will expect you to hold a stable job with $1500 income a month. Besides that, your level of existing debt, inclusive of your new loan, shouldn’t surpass 50% of your wages. For consumers in Moab, UT, this is $1,378 (average).

Even in the event you can’t meet these conditions, you may qualify with a co-signer, larger down payment, or even through buy here pay here financing in Moab, UT.

No Down Payment Auto Financing in Moab, UT

Offering money upfront is a good idea. In truth, many loan providers demand that you do so. Nearly all loan companies will be satisfied with an advance payment of 15 to 20%.

Auto Loans with Bad Credit: Moab (UT)

Have a low credit score?

No one likes to get rejected. We can help. Almost all finance companies require down payments from applicants (typically 10%), along with a maximum of fifty percent of monthly earnings being used for current debt.

Car Financing After Bankruptcy or Repossession in Moab (UT)

Of course, bankruptcy filings and repossession can be calamitous for your credit ratings. Many people are concerned about whether or not they can get a car loan after bankruptcy or repossession. It probably won’t be easy, per se, but there are loan companies that approve bad credit auto financing in Moab, UT, even if you’ve suffered:

  • Declaring Bankruptcy
  • Foreclosures
  • Repossession

Although a bankruptcy remains on your credit file for 7 years, a large number of loan providers will authorize an auto loan after merely 24 months.

Financing a Car With No Credit Check: Moab (UT)

How would you like to finance a used car in Moab, Utah with no credit check? Buy here pay here car lots may be your only course of action.

At buy here pay here car lots, referred to as no credit check or in house financing dealerships, your car loan does not originate from a third party lender. Put simply, these car dealerships grant in house auto loans to Utah residents who’ve got poor credit. Yes, getting a car loan from an in house financing car dealership in Moab, Utah may seem like a great idea.

Alas, you’ll want to give some thought to some significant cons, which include high rates of interest, considerable down payments, greater risk of deceptive financing tactics, and reduced inventory.

Auto Loan in Utah
Quotes Online!

Even if you have poor credit, there’s a fairly good chance you could get approved for the car loan you’re looking for without turning to BHPH financing.

Used And Bad Credit Car Dealerships: Moab (UT)

  • Certified Ford, 500 South Main Street, 84532
  • West Auto Repair & Sales, 1370 Millcreek Drive, 84532