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Auto Loans in Ogden (UT)

Looking for auto loans in Ogden, UT? We connect you with loan providers who frequently approve auto loans for consumers in Ogden, UT. Your data will be safeguarded by SSL security.

This is how it works.

  1. To start, you will need to submit your application online.
  2. We will try to match you with the best car loan provider in Ogden, Utah, given your needs.
  3. When pre-qualified, you’ll be contacted by your auto loan company by telephone or email.
  4. Complete your auto financing documents and select your vehicle from a nearby dealership.

Follow this link to submit your secure application.

Income and Credit Ratings

The city’s average income on a monthly basis is $1,418. The average credit score is 683. The better your fico score, the better your rates of interest.

For the most part, car loan providers will expect you to hold a stable job with $1500 income monthly, and your level of existing debt, including your car loan, shouldn’t exceed half of your income. For folks who live in Ogden, UT, this rounds out to $709 (average). Even if your income doesn’t satisfy the aforementioned prerequisites, you may qualify with a co-signer, more money down, or even with buy here pay here financing in Ogden, UT.

Cars with Zero Down Payment: Ogden (UT)

Yes, we can assist you in getting zero down payment car loans in Ogden, but down payments are essential. What amountshould you offer up? Divide how much the vehicle you want costs by 5. This is the ideal down payment, but you can probably meet the minimum requirements with a down payment of 10%. We may be able to connect you with zero down payment car lots in Ogden, Utah.

You also need to think about your regular monthly payment. Never devote more than 18-20% of your income for your Utah auto loan. Listed below are numbers for the average Ogden resident.

  • Annual Income: $17,020
  • Per month Income: $1,418
  • Payment Range: $255 to $284

Buying a Car with Bad Credit in Ogden, Utah

Below are a few things you can do to improve your chances of qualifying.

  • Offer More Money Down.
  • Get a Co-buyer.
  • Please Don’t Allocate More Than One-Fifth of Your Monthly Wages to Repaying Your Auto Loan
  • If All Else Fails, Get Financed Through a We Finance Car Lot in Ogden, UT.

What kind of car or truck should you get? Used. A used vehicle will be a safer choice when it comes to negative equity.

No Credit Check Dealerships in Ogden (UT)

Auto Loans Utah
Quick Quotes!

Researching buy here pay here car lots in Utah? If you believe your only option is in house financing, we encourage you to apply online for bad credit auto financing in Ogden, UT.

These dealers have a few different names:

  • Your Job is Your Credit Dealerships
  • In House Financing Car Lots
  • Bad Credit Car Lots

These Utah auto loans are often granted with no credit check.

Alas, they are not without a few key drawbacks. These include huge interest rates, large down payments, much higher risk of predatory financing practices, and reduced inventory.

Be sure to research any UT in house financing car lot on the web. You’ll want to talk to somebody who has purchased a car from them before, and ask if they would recommend them.

Used And Bad Credit Car Lots: Ogden, UT

  • Rex Higley Auction & Sales CO, 1052 21st St, 84401
  • Saturn of Riverdale, 5212 Freeway Park Dr, 84405
  • Custom Auto REF & Sales, 1890 Washington Blvd, 84401
  • Campbell’s Cars, 2889 Washington Blvd, 84401
  • Sherms Store Inc, 3240 Washington Blvd, 84401
  • Valley Auto, 3900 Riverdale Rd, 84405
  • Executive Auto Sales, 3350 Wall Avenue, 84401
  • Mendoza’s Roy Used Cars, 1764 Washington Boulevard, 84404
  • B & R Auto, 2363 South 1900 West, 84401
  • New Deal Used Cars, 3213 Wall Avenue, 84401
  • Ogden Subaru, 3377 Wall Avenue, 84401
  • Intermountain Auto Sales, 1935 Wall Avenue, 84401
  • B & D Auto-Mart, 3299 Washington Boulevard, 84401
  • Bitton’s Auto Sales, 333 27th Street, 84401
  • Strattonauto Broker, 385 East 5000 South, 84405
  • Bob’s Car Company, 3249 Wall Avenue, 84401
  • Journey Auto, 3001 Washington Boulevard, 84401
  • Tony Divino Toyota, 777 West Riverdale Road, 84405
  • John Watson Chevrolet, 3535 Wall Avenue, 84401
  • Freeway Mazda, 843 West Riverdale Road, 84405
  • Good-One Auto Sales, 3185 Washington Boulevard, 84401
  • American Auto Clubs, 2031 Lincoln Ave, 84401
  • Plymouth Chrysler Sales Service & Parts, 770 West Riverdale Road, 84405
  • Lamar’s Auto Sales, 3259 Wall Avenue, 84401
  • Avis Car Sales, 3110 Wall Avenue, 84401
  • A Lot of Cars, 149 32nd Street, 84401
  • Auto Hub, 3002 Washington Boulevard, 84401
  • Good Wheel Auto Plaza, 4190 Beus Drive, 84403
  • Mitsubishi-Petersen Motor CO, 900 West Riverdale Road, 84405
  • J W Car Sales, 3295 Wall Avenue, 84401
  • Auto Outfitters, 4191 Riverdale Road, 84405
  • Aloha Auto Sales, 811 North Harrisville Road, 84404
  • Lee’s Auto Exchange and Sales, 3711 Riverdale Road, 84405
  • Hertz Car Sales, 2805 Washington Boulevard, 84401
  • SS Auto Brokers, 2070 Wall Avenue Suite A, 84401
  • DOCS Auto Sales, 2900 Pennsylvania Avenue, 84401
  • Citte Center Inc, 3312 Wall Avenue, 84401
  • Achieve Auto Sales, 3540 Washington Boulevard, 84403
  • Westland – Ford- Sales, 3450 Wall Avenue, 84401
  • Terrace Auto Sales, 312 East 5000 South, 84405
  • Winther Motor CO, 507 Washington Boulevard, 84404
  • AL Walton Sales, 1583 North Washington Boulevard, 84404
  • Auto Rama, 746 North Harrisville Road, 84404
  • Drive N Buy Autosales, 3540 Washington Blvd, 923
  • Automatic Car Credit, 3522 Wall Ave, 84015
  • Auto HQ, 3249 Wall Ave, 84075
  • Freeway Cadillac Mazda, 843 W Riverdale Rd, 84015
  • Wasatch Front Kia – New & Used Cars, 895 W Riverdale Rd, 84015
  • Rocky Mountain Chrysler Jeeptn, 770 W Riverdale Rd, 84015