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Auto Loans in Orem (UT)

Let us help you find an auto loan in Orem, UT. We connect you with finance companies who consistently approve car loans for people in Orem, UT. Your privacy will be secured by SSL (https) security.

This is how the process works.

  • To begin with, you need to submit a secure online application.
  • We connect you, when possible, with the best Utah auto loan provider for your location, income, and down payment.
  • If pre-qualified, a special finance manager will contact you by telephone or email.
  • Complete your auto loan paperwork and choose your vehicle from a local dealer.

Just click here to submit your application online.

Income and Credit Standing

  • Average Orem Income: $37,405 Per Annum
  • Average UT Fico Score: 683

The majority of car loan companies require you to hold a regular job with $1500 income monthly. At the same time, your total monthly debt, inclusive of your car loan, must not exceed half of how much you make per month. For consumers who live in Orem, UT, this means $1,559, on average. Don’t meet these prerequisites? You might still be eligible with a co-buyer, more money down, or even via buy here pay here financing in Orem, UT.

Autos with No Money Down: Orem (UT)

We can help you to get zero down auto financing in Orem. However, down payments are encouraged. How muchis sufficient? You can expect loan creditors will be satisfied with an advance payment of 15-20%.

Bad Credit Car Loans: Orem, Utah

Auto Loan in Utah
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With Car Loans Utah, you can often get an auto loan, even if your credit score is sub-standard. Let’s look at Utah fico scores in general:

  • Average UT Credit Rating: 683
  • Credit Rating Viewed as “Poor”: 620 or lower

No one likes to have their credit rejected. We may be able to help. Follow through to submit your application online. If you make more than $1500 on a monthly basis and can boast a debt to income ratio of less than 50%, the chances of you getting approved are quite good.

Post-Bankruptcy Auto Loans: Orem (UT)

Bankruptcies and repossessions are two of the very worst things that can happen to your credit score. Have you been worried that you won’t be able to secure an auto loan after bankruptcy or repossession? Fortunately, there are finance companies who provide bad credit auto loans in Orem, UT, even though they’ve suffered:

  • Filing for Bankruptcy (Chapters 7 or 13)
  • Property Foreclosures
  • Repossessed Vehicles
  • Late Payments

Generally, you should be ready for a couple of disadvantages:

  • Elevated Annual Percentage Rates
  • Huge Down Payment Requirements

No Credit Check Auto Loans in Orem, UT

Searching for a buy here pay here car dealership in UT? If you’re thinking that your only option is an in house financing car loan, we recommend that get a quick quote for bad credit auto financing in Orem, UT.

These car lots are often referred to as: Tote the Note, Your Job is Your Credit, or in house financing dealerships in Orem, Utah.

These types of car loans tend to be available without a credit check. Alas, you’ll want to take into account several potential drawbacks. We would be remiss not to talk about:

  • Higher Rates
  • Predatory Financing Practices
  • Substantial Down Payments
  • Vehicles With Lots of Miles

Make certain you check out any UT in house financing car dealership on the internet. Attempt to track down someone who has bought a car or truck from them recently. Find out if the car lot has a good reputation.

Dealer Loans in Orem (UT)

  • Dallas’ Auto Sales, 1717 N State St, 84057
  • Russ Temple Motors, 785 N 100 W, 84057
  • A-Top Auto, 1453 North State Street, 84057
  • Ken Garff Carplex, 115 East University Parkway, 84058
  • Ultimate Auto Sales of Orem, 1079 North State Street, 84057
  • 4 K Cars, 1635 South State Street, 84097
  • Sundance Auto Sales, 999 South State Street, 84097
  • Chicos Autos, 984 South State Street, 84097
  • Ken Garff Motors, 195 E University Pkwy, 84058
  • Neal’s Prime Auto, 1755 North State Street, 84057
  • Specific Auto, 1715 South State Street, 84097
  • Washburn Motors, 142 South State Street, 84058
  • Alpine Motor Sport, 350 South Orem Boulevard, 84058
  • Auto Craft Sales and Rental, 1385 West 1600 North, 84057
  • Blazer Auto Sales, 700 North State Street, 84057
  • University Hyundai, 273 South State Street, 84058
  • Phoenix Auto Center, 1993 South State Street, 84097
  • Cars R US, 565 West 1700 North, 84057
  • Car Connection of Utah, 1002 South State, 84057
  • Cars-Mart, 415 West 800 North, 84057
  • Kslcars.Com, 1508 North Technology Way, 84097
  • Brent Brown Toyota – Toyota Sales and Service, 1995 North Univ Parkway, 84057
  • Allen Patch Mazda, 1430 Sandhill Road, 84058
  • Ken Garff Carplex – Nissan, 165 East University Parkway, 84058
  • Cars R US, 565 W 1700 N, 923
  • Ken Garff Honda of Orem, 115 E University Pky, 923