Trying to track down auto loan financing can be a serious headache particularly if your credit score is less than 620. But we can help. We place your application with loan creditors who frequently grant auto loans to applicants in Woods Cross, UT. Best of all, it is free of charge.
Zero Down Payment Car Loans: Woods Cross (UT)
Putting money down might not be mandatory, but it’s encouraged. After all, the majority of loan providers will require it. Almost all lenders will be happy with an advance payment of 15 to 20%.
The second consideration is your regular monthly payment. Don’t invest over 18-20% of your income for your Utah car loan. Here are numbers for the average Woods Cross resident.
- $55,744: Income (Yearly)
- $4,645: Income (Monthly)
- $836 to $929: Car Payment
Bad Credit Auto Finance in Woods Cross, Utah
Bad credit? Let’s consider Utah credit scores overall:
- Average UT Credit Rating: 683
- Credit Score Regarded as “Poor”: 620 or less
When you’ve got a low credit score, Car Loans Utah offers access to lenders who supply bad credit car loans in Woods Cross, UT each and every day. Click this link to apply online. Most loan-finding websites tell you that all candidates are approved. This is incorrect. Here is the truth: we get 35-40% of our candidates bad credit auto loans in Woods Cross, UT.
Dealerships That Finance Bad Credit in Woods Cross (UT)
A lot of UT buy here pay here car dealers let you buy a car without a credit check, but what they don’t tell you is this: this reduces your chances of strengthening your credit score.
When it comes to buy here pay here car lots, referred to as a tote the note or in house financing car dealership, the dealer won’t rely on 3rd party loan companies to approve car loans. Simply put, these car dealerships grant in house car loans to Utah applicants who have poor credit. Such Utah auto loans are often granted with no credit check. Sadly, they have a few main shortcomings, which include high aprs, larger down payments, increased risk of deceptive financing tactics, and limited vehicle selection.
Even if you have adverse credit, you will find there’s pretty good chance you could get approved for auto loans in Woods Cross, Utah with better rates of interest than you could expect at a tote the note car dealership.
Used And In House Financing Car Lots in Woods Cross (UT)
- Huffman-Siddoway Auto Sales & Leasing, 1245 S 500 W, 84010
- Murdock Chevrolet, 2375 South 625 West, 84010
- Richard Rowe Automotive, 520 West 2200 North, 84087
- Mike Riddle Mitsubishi, 2023 South 625 West, 84087
- Brook Auto, 1112 West 500 South, 84087
- Salt Lake Imports Inc, 1090 West 500 South, 84087
- Auto Gallery, 1563 South 500 West, 84010
- Century Auto Sales Inc, 1009 West 500 South, 84087
- Affinity Auto LLC, 735 West 500 South, 84087
- Automax, 604 West 2600 South, 84010
- Dewaal & Sons Towing, 423 North 800 West, 84087